Free and impartial help with money, set up by the government: MoneyHelper, an independent service set up to help people manage their money.
I was nervous about reaching out, but the team made me feel comfortable straight away. They explained all my options clearly and helped me find a plan I could actually afford. I finally feel like I’m in control again.
Sarah M
I’d been struggling with credit card debt for years. Speaking to an advisor here was the best decision I’ve made, they listened without judgment and showed me a solution that cut my payments almost in half.
James R
The support I received was amazing. Everything was explained step by step, and I never felt rushed or pressured. For the first time in ages, I feel like there’s a light at the end of the tunnel.
Amelia K
Honest, friendly, and supportive. They treated me with respect from the very first call. I’d recommend them to anyone who feels stuck with their debts.
Rebecca T
I didn’t think there was a way out of my debt, but they proved me wrong. The whole process was simple, and now I’m on a realistic plan that gives me peace of mind every month.
David L
Step 1
Tell us a little about your debts and current situation.
Step 2
One of our advisors will review your options across all UK debt solutions.
Step 3
Pick the plan that suits you best and start reducing your monthly repayments.
When it comes to dealing with debt, trust matters. That’s why we put honesty and transparency at the heart of everything we do. Our experienced advisors have supported thousands of people across the UK, helping them understand their options and choose the right solution without pressure or judgment.
We know every situation is different, so we take the time to listen and offer guidance tailored to your circumstances. With confidential support and proven results, you can feel confident that you’re in safe hands as you take the first step toward financial peace of mind.
After your free consultation, you’ll have a clear understanding of the solutions available and what they mean for your monthly payments and long-term financial future. The decision to move forward is always yours, there’s no pressure.
No. Simply speaking with a debt expert or exploring your options will not affect your credit score. Only if you enter into a formal debt solution could your credit file be impacted, and this will always be explained to you before you commit.
Yes, certain solutions allow you to write off a portion, or in some cases all of your unsecured debt once the agreement ends. How much you could write off depends on factors such as the total amount you owe and the type of debts involved.
A debt expert can help you review your situation and see if you qualify.
There’s no single approach that works for everyone, which is why several UK debt solutions exist. Some allow you to bring your unsecured debts together into one affordable monthly payment, while others may enable you to write off a portion of what you owe after a set period. Certain solutions can even help protect important assets like your home or car.
The right option for you depends on your circumstances, as each solution has its own criteria. Speaking with a debt specialist is the best way to understand what’s available and decide what suits you.
Getting advice and speaking with a debt expert is completely free, there are no hidden charges or obligations. If you choose to move forward with a solution such as an IVA or Debt Management Plan, fees may apply, but these are always included in your affordable monthly repayment.
Any costs will be explained clearly before you make a decision, so you’ll never be caught off guard.
To help us find the right solution, we’ll ask for some basic details about your finances, including your income, monthly expenses, total debt, and the types of debts you have.
Don’t worry if you don’t have all the details to hand. With your permission, we can run a soft credit search to fill in the gaps. This won’t affect your credit score.
48 West George Street, Suite 2/3, Glasgow, Scotland, G2 1BP
